Utah Asset Search Services
U.S. Asset Records reads county recorder indexes in all 29 Utah counties, plus business, UCC, vehicle and court records, and then runs every name against other states.
Order Utah Asset SearchAll 29 counties · Flat-Fee Pricing · 1-5 days · FCRA/GLBA Compliant
Quick Answer
A Utah asset search from U.S. Asset Records costs $195 flat-fee for the Asset Profile Report or $295 for the FCRA-compliant Creditor-Status Profile, with delivery in 1 to 5 days. It identifies real property, business interests, vehicles, vessels, aircraft, UCC filings and recorded judgments in all 29 counties and nationwide. The subject is never contacted.
What is a Utah asset search, and why does recording drive collection here?
An asset search here is a records investigation that finds the real property, business interests, vehicles, UCC filings and recorded judgments tied to a person or company, in all 29 counties and nationwide. Lawyers order one before filing suit, to collect a judgment, in divorce and in estate work.
In this state a judgment does nothing to land until someone records it. Since July 1, 2002, a judgment binds real property only when the judgment or an abstract is recorded with the county recorder where the land lies, together with the debtor-identifying details or a separate judgment information statement (Utah Code 78B-5-201, 78B-5-202(7)). The lien then reaches everything the debtor owns or later acquires in that county while the judgment lasts, which is eight years unless renewed. Knowing which counties hold the debtor’s land decides where to record.
The Short Version
| Coverage | All 29 counties, the federal District of Utah, and a nationwide cross-reference |
|---|---|
| Price | $195 Asset Profile Report; $295 Creditor-Status Profile (FCRA, for collection use) |
| Delivery | 1 to 5 days, depending on complexity and county |
| Judgment lien | Only once recorded with each county recorder, with a judgment information statement (78B-5-201, 78B-5-202) |
| Judgment life | Eight years, renewable by motion in the original case (78B-5-202, 78B-6-1802) |
| Homestead | $42,000 primary residence by statute, indexed yearly by the State Auditor; $52,400 for 2025 (78B-5-503) |
| LLC and LP interests | Charging order is the exclusive remedy, foreclosure allowed (16-20-503, 16-19-703, from October 1, 2026) |
| Self-settled trusts | Asset protection trusts permitted, 75B-1-301 to 75B-1-310 (enacted 2025) |
Recorders, Courts and Registries
- County recorders, all 29 counties: Deeds, trust deeds, recorded judgments and abstracts, and lis pendens. Each recorder gives every instrument an entry number and indexes it by grantor, grantee, debtor, creditor and legal description (17-71-302), and those indexes are searched under the subject, the spouse and each related entity.
- District court dockets: Civil judgments, pending suits and divorce cases. A notice of pending action affecting land is filed with the court and then recorded with the county recorder (78B-6-1303), so both sides are checked.
- Division of Corporations and Commercial Code: There is no Secretary of State here. Corporations, LLCs and partnerships file with the Division (16-1a-101), and so do most UCC financing statements; fixture filings go to the county where a mortgage on the land would be recorded (70A-9a-501).
- Motor vehicle records: Titles kept by the Motor Vehicle Division of the State Tax Commission (41-1a-102), requested under a DPPA permissible purpose.
- Federal court: One federal district with two divisions, sitting at Salt Lake City, Ogden, Provo, St. George, Moab and Monticello (28 U.S.C. 125). PACER shows federal suits, bankruptcies and federal judgments.
- Coast Guard and FAA registries: Documented vessels and registered aircraft, which no county index shows.
- Other states: Property, entities and judgments under the same names nationwide.
Recording, Renewing and Executing a Judgment
Statute sets the lien and its life; the court rules govern the writs. Each step needs a specific asset.
| Step | What the law provides | What the search supplies |
|---|---|---|
| Record the judgment (78B-5-201, 78B-5-202(7)) | A lien on all real property of the debtor in each county where the judgment or an abstract is recorded with the county recorder, including land acquired later while the judgment lasts | Every county where the debtor holds land |
| Information statement (78B-5-201(4), (6)) | The recording must carry the debtor’s name and last-known address and, if known, the last four digits of the Social Security number, birth month and year, and driver license number; without it, there is no lien until a separate statement is recorded | Identifiers that tie the right person to each parcel |
| Renew before eight years run (78B-5-202(1); 78B-6-1802, 78B-6-1804) | Renewal by motion in the original action, with an accounting affidavit, filed before the limitation period expires; the order keeps the original date and priority. An action on the judgment may also be brought within eight years (78B-2-311) | Whether the debtor still holds anything worth renewing for |
| Writ of execution (Rule 64E; Rule 64(d)(1)) | Issued after final judgment; a writ for real property goes to the sheriff of the county where the land lies | Parcel descriptions, trust deeds of record and remaining equity |
| Sale and redemption (Rule 69B; Rule 69C) | Notice posted for 21 days and published once a week for three successive weeks, with the sale at the county’s district courthouse; the debtor or a junior lienholder may redeem within 180 days | Junior liens and the parties who can redeem |
| Garnishment (Rule 64D) | Earnings garnishment is capped at the lesser of 25% of disposable earnings, or 50% for child support, or the amount above 30 times the federal minimum hourly wage per week; consumer credit judgments also face 70C-7-103 | Employers and other third parties holding the debtor’s property |
| Hearings and discovery (Rule 64(c)) | The court may hold hearings to identify property, subpoena witnesses and records, permit discovery, and forbid transfers of the property | Specific holdings to ask about under oath |
| Foreign judgments (78B-5-301 to 78B-5-305) | An authenticated judgment filed with any district court clerk is treated as a local district court judgment; no execution until 30 days after filing (78B-5-303) | Whether in-state assets justify filing |
Divorce Under Title 81
The divorce statutes now sit in Title 81, the Utah Domestic Relations Code, effective September 1, 2024; the old section 30-3-5 no longer has a current version. A decree may include any equitable orders relating to property, debts or obligations, and must assign responsibility for joint debts (81-4-406). This is not a community property state.
Because the division is equitable rather than fixed by title, the report covers both spouses and every entity either controls, and dates each acquisition from the recorder’s entry. Characterizing an asset is for counsel to argue and the court to decide; the report supplies the record.
Indexed Homestead and Other Exemptions
| Protection | Rule | Effect on recovery |
|---|---|---|
| Homestead (78B-5-503(2)) | Statutory base of $42,000 for a primary personal residence and $5,000 for other property, with household caps of $84,000 and $10,000; the residence includes up to one acre of land | Equity above the cap and non-residence parcels are reachable |
| Inflation adjustment (78B-5-503(2)(e)) | The State Auditor recalculates the amounts every calendar year and publishes them by January 1. The 2025 table lists $52,400 for a residence, $6,200 otherwise, and $104,700 and $12,500 per household | Confirm the current year’s figure before relying on it |
| Homestead exceptions (78B-5-503(3), (5)) | No protection against tax liens, purchase-money liens, child support liens or consensual liens; sale proceeds stay exempt for one year | Recorded liens of those kinds still reach the home |
| Motor vehicle (78B-5-506(3)) | One vehicle up to $3,000; not inflation-adjusted | Further vehicles and value above $3,000 are reachable |
| Tools and household items (78B-5-506(1), (2)) | Tools of the trade up to $5,000; furnishings, animals and heirlooms up to $1,000 per category; no overall cap | Business equipment above the cap is reachable |
| Retirement (78B-5-505(1)(n)) | Qualified plans, IRAs and Roth IRAs, including inherited accounts, are exempt, but not contributions made within one year before a bankruptcy filing | Generally not a collection source |
| LLC interests (16-20-503) | Charging order is the exclusive remedy, but the court may foreclose and order a sale; a buyer from a sole member takes the entire interest and becomes the member | Single-member LLCs are more exposed than the old page suggested |
| Limited partnership interests (16-19-703) | Exclusive remedy, with foreclosure and sale of the transferable interest available | Partnership property is listed separately |
Voidable Transactions and Asset Protection Trusts
The state follows the Uniform Voidable Transactions Act, Title 25, Chapter 6, 25-6-101 to 25-6-407. A transfer is voidable if made with actual intent to hinder, delay or defraud a creditor, or without reasonably equivalent value while the debtor was left undercapitalized or insolvent (25-6-202, 25-6-203).
- Time limits (25-6-305): Actual intent: four years after the transfer, or one year after discovery if later. Constructive fraud: four years. Insider preference: one year.
- Intent factors (25-6-202(2)): Eleven listed factors, including a transfer to an insider, retained control, concealment and a pending or threatened suit. Insider status is a factor, not a presumption.
- Insiders (25-6-102(8)): For an individual: relatives, partnerships where the debtor is a general partner, corporations the debtor directs or controls, and LLCs where the debtor is a member or manager.
- Transferees (25-6-304): Judgment may run against the first transferee or a later one, but not a good-faith transferee who took for value.
- Asset protection trusts (75B-1-301 to 75B-1-310): Self-settled, irrevocable trusts with a Utah resident trustee or trust company shield the settlor’s interest, but not transfers made while behind on support, with intent to defraud a known creditor, or that leave the settlor insolvent (75B-1-303). The statute moved out of the voidable transactions chapter in 2025.
- Trust deadlines (75B-1-307): Only a creditor whose claim predates the transfer can challenge it. The deadline is the earlier of 120 days after notice of the transfer is mailed or published, or two years after the transfer (one year after discovery, if later) for a creditor who had asserted a specific claim beforehand.
- In bankruptcy: A trustee can avoid transfers made within 2 years before the petition under 11 U.S.C. 548.
Search Sequence
Each county recorder’s grantor, grantee and judgment indexes are searched under the subject, known aliases, the spouse and every entity the Division of Corporations links to them, then district court dockets, vehicle, vessel and aircraft registries, federal court, and property records in other states.
An analyst checks each match and writes the report, giving the record behind every finding: the recorder’s entry number, the entity number, the title record or the case number, so it can be pulled and certified.
Frequently Asked Questions
How much does a Utah asset search cost?
$195 flat-fee for the Asset Profile Report, or $295 for the FCRA-compliant Creditor-Status Profile, which is the version for collecting a debt. Both prices are published.
How long does it take?
1 to 5 days, depending on complexity and county. Subjects with many entities or property in several states take the longer end.
Do you search all 29 counties?
Yes. Salt Lake, Davis and Weber hold much of the population, but every county recorder is searched, and the same names are run nationwide.
Can you find a debtor’s bank accounts?
No. Account numbers and balances are never provided. Under 15 U.S.C. 6821, part of the Gramm-Leach-Bliley Act, obtaining someone’s bank information from a bank by false pretenses is a federal violation, and so is knowingly asking someone to do it. After judgment, creditors reach accounts through court process aimed at banks named in the public record. Real property, business interests, vehicles, and judgments are identified in every Asset Profile Report.
Does a judgment become a lien on land automatically?
No. It becomes a lien only when the judgment or an abstract is recorded with the county recorder where the land lies, with the debtor-identifying details or a judgment information statement (78B-5-201, 78B-5-202(7)). Record it in every county where the debtor owns land.
How long does a judgment last?
Eight years from entry (78B-5-202(1)). It can be renewed by a motion in the original case filed before that period runs out, and the renewal keeps the original date and priority (78B-6-1802, 78B-6-1804).
Is the subject told about the search?
No. The search uses public records and licensed databases only, and nobody contacts the subject.
How much of a home is protected?
The statute sets $42,000 for a primary residence, and the State Auditor adjusts it for inflation every year (78B-5-503); the 2025 figure was $52,400, or $104,700 per household. Other real property gets far less protection.
Is this a community property state?
No. Divorce courts make equitable orders dividing property and debts under Title 81 (81-4-406). The report shows how and when each asset was titled; characterization is for counsel.
Can a creditor reach a single-member LLC?
Yes, more readily than many assume. The charging order is the exclusive remedy, but the court may foreclose, and a buyer from a sole member takes the entire interest (16-20-503, effective October 1, 2026, formerly 48-3a-503).
Do asset protection trusts work here?
They are permitted (75B-1-301 to 75B-1-310), but a pre-existing creditor can challenge a transfer made with intent to defraud, while behind on support, or that left the settlor insolvent, within the deadlines in 75B-1-307.
How much of a paycheck can be garnished?
The lesser of 25% of disposable earnings, or 50% for child support, or the amount above 30 times the federal minimum hourly wage per week (Rule 64D). Consumer credit judgments also face 70C-7-103.
Where These Cases Go Next
uncover undisclosed holdingsthe divorce financial discovery guideflat fee asset search guideMichigan asset searchorder an asset search nowLast reviewed and updated: October 21, 2026 · U.S. Asset Records editorial team
What does U.S. Asset Records provide on a Utah search?
Terms are published before you order, and each finding comes with the record that supports it.
- Price: $195 Asset Profile Report or $295 Creditor-Status Profile, flat-fee
- Coverage: All 29 counties, federal court and a nationwide cross-reference
- No-hit refund: Full refund if no assets found
The 29 Counties
The state has 29 counties and 3,503,613 residents (Census Bureau, July 2024 estimate). Salt Lake County holds 34.7% of them and Utah County 21.3%, so the two together hold 56%; with Davis and Weber, the four largest hold about 75%.
The other 25 counties hold about 25% of residents but much of the land, and a judgment lien attaches only in a county where it is recorded. Every county recorder is searched.
Related Asset Search Resources
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Asset search services: judgment collection asset search divorce asset search probate estate asset search asset search for attorneys
Pricing & comparison: asset search cost best asset search company
Sources for This Page
Every legal statement on this page cites one of these primary sources.
- ▸ Utah Code 78B-5-201, judgments and the judgment information statement
- ▸ Utah Code 78B-5-202, duration and judgment liens
- ▸ Utah Code 78B-6-1802, renewal of judgments
- ▸ Utah Code 78B-2-311, actions on judgments
- ▸ Utah Code 78B-5-302, foreign judgments
- ▸ Utah Code 78B-5-503, homestead exemption
- ▸ Office of the State Auditor, homestead exemption amounts for 2025
- ▸ Utah Code 78B-5-505, property exempt from execution
- ▸ Utah Code 78B-5-506, vehicle and tool exemptions
- ▸ Utah Code 70C-7-103, consumer credit garnishment limit
- ▸ Utah Code 16-20-503, LLC charging orders
- ▸ Utah Code 16-19-703, limited partnership charging orders
- ▸ S.B. 41 (2026), business entity recodification effective October 1, 2026
- ▸ Utah Code 25-6-202, Uniform Voidable Transactions Act
- ▸ Utah Code 25-6-305, time limits
- ▸ Utah Code 75B-1-303, asset protection trust requirements
- ▸ Utah Code 75B-1-307, limits on claims against asset protection trusts
- ▸ Utah Code 81-4-406, decree of divorce
- ▸ Utah Code 17-71-302, county recorder indexes
- ▸ Utah Code 78B-6-1303, lis pendens
- ▸ Utah Code 70A-9a-501, UCC filing office
- ▸ Utah Code 16-1a-101, Division of Corporations and Commercial Code
- ▸ Utah Code 41-1a-102, Motor Vehicle Division
- ▸ Utah R. Civ. P. 64, writs and hearings in aid
- ▸ Utah R. Civ. P. 64D, garnishment
- ▸ Utah R. Civ. P. 64E, execution
- ▸ Utah R. Civ. P. 69B, sale
- ▸ Utah R. Civ. P. 69C, redemption
- ▸ 28 U.S.C. 125, District of Utah
- ▸ 15 U.S.C. 6821, pretexting for financial information
- ▸ 11 U.S.C. 548, fraudulent transfers in bankruptcy
- ▸ U.S. Census Bureau, Vintage 2024 county population estimates
“U.S. Asset Records has become our go-to resource for judgment collection support. Their reports are thorough, accurate, and have helped us recover millions in outstanding judgments.”
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“In divorce cases, finding undisclosed assets can make or break equitable distribution. U.S. Asset Records has helped my clients uncover property, vehicles, and business interests that spouses attempted to conceal.”
What the Report Contains
Each report is analyst-written, and every finding carries the record it came from.
- Real property schedule: every parcel found, with county, assessed value and recording detail
- Business interests: entities where the subject appears as owner, officer, manager or registered agent
- Vehicles, vessels and aircraft: with title and registration detail
- Judgments and liens: the subject’s existing creditor exposure
- UCC filings: secured-creditor relationships and the collateral described
- Nationwide cross-reference: holdings in other states under the same names
Reference This Page
Researchers, journalists, and legal professionals are welcome to cite this resource. Suggested citation:
U.S. Asset Records. (2026). Utah Asset Search Guide. Retrieved from https://usassetrecords.com/utah-asset-search/