Oregon Asset Search Services
U.S. Asset Records reads county clerk deed and lien records in all 36 Oregon counties, plus circuit court, business, UCC, vehicle and federal court records, then runs every name against other states.
Order Oregon Asset SearchAll 36 counties · Flat-Fee Pricing · 1-5 days · FCRA/GLBA Compliant
Quick Answer
An Oregon asset search from U.S. Asset Records costs $195 flat-fee for the Asset Profile Report or $295 for the FCRA-compliant Creditor-Status Profile, and is delivered in 1 to 5 days. It identifies real property, business interests, vehicles, vessels, aircraft, UCC filings and recorded judgments in all 36 counties and nationwide. The subject is never contacted.
What is an Oregon asset search, and why does the county of entry matter so much here?
An asset search here is a records investigation that finds the real property, business interests, vehicles, UCC filings and recorded judgments connected to a person or company, across all 36 counties and nationwide. Lawyers order one before suing, to collect a judgment, in divorce and in estate work.
A circuit court judgment that creates a lien binds the debtor’s land only in the county where it is entered (ORS 18.150). Everywhere else, the creditor has to record a certified copy or a lien record abstract in that county’s County Clerk Lien Record before the lien attaches (18.152). A creditor who does not know the debtor owns land two counties away has no lien on it, which is why the search covers every clerk, not only the county of judgment.
Key Points
| Coverage | All 36 counties, the federal District of Oregon, and a nationwide cross-reference |
|---|---|
| Price | $195 Asset Profile Report; $295 Creditor-Status Profile (FCRA, for collection use) |
| Delivery | 1 to 5 days, depending on complexity and county |
| Judgment lien | County of entry automatically; other counties only once recorded in the County Clerk Lien Record (ORS 18.150, 18.152) |
| Judgment life | 10 years from entry, extendable once for 10 more by certificate (18.180, 18.182) |
| Homestead | $158,300 per debtor and $316,700 per household from July 1, 2026, indexed yearly from a $150,000 statutory base (18.395) |
| Voidable transfers | Uniform Voidable Transactions Act, ORS 95.200 to 95.310 |
| Subject contact | None. The subject is never contacted |
Clerks, Courts and Registries
- County clerks, all 36 counties: Deeds, mortgages, statutory liens and the County Clerk Lien Record, which each clerk keeps (ORS 205.130). Recorded judgments from other counties, recorded writs of execution and notices of pendency (93.740) all appear here, searched under the subject, the spouse and every related entity.
- Circuit court registers: Where a judgment is entered and its lien first noted (18.150), and where certificates of extension are filed (18.182). Civil, family and probate matters are read for the subject and spouse.
- Secretary of State: Corporations, LLCs and partnerships with their members, managers, officers and registered agents (63.017). Most UCC financing statements are filed here too; fixture filings go to the county where a mortgage on the land would be recorded (79A.5010).
- Motor vehicle records: Titles and registrations administered by the Department of Transportation (802.010), requested under a DPPA permissible purpose.
- Federal court: The state is one federal district, sitting at Coquille, Eugene or Springfield, Klamath Falls, Medford, Pendleton and Portland (28 U.S.C. 117). PACER shows federal suits, bankruptcies and federal judgments.
- Coast Guard and FAA registries: Documented vessels and registered aircraft, which no county index shows.
- Other states: Property, entities and judgments under the same names nationwide.
Lien, Extension, Execution and Sale
ORS chapter 18 holds the lien, its life, the writs and the exemptions in one place. Each step below needs a specific asset to work on.
| Step | What the statute provides | What the search supplies |
|---|---|---|
| Lien in the county of entry (ORS 18.150) | A judgment noted as creating a lien attaches to all of the debtor’s real property in that county, including land acquired later; small claims judgments under $3,000 do not create one automatically | Whether the debtor owns land in the county where the case was decided |
| Lien elsewhere (18.152) | Record a certified copy or lien record abstract in each other county’s County Clerk Lien Record; the lien then reaches present and later-acquired land there, and ends when the original lien ends | Every other county where the debtor holds land |
| Life and extension (18.180, 18.182) | Execution and the lien expire 10 years after entry. A certificate of extension filed before then adds 10 years from filing, only once; record it in each county where the judgment was recorded | Whether the debtor still holds property worth extending for |
| Writ of execution (18.860 to 18.899) | The sheriff may levy on and sell real property; for a land sale the creditor records the writ or an abstract in the County Clerk Lien Record (18.870) | Legal descriptions, street addresses and mortgages of record |
| Sale and redemption (18.904, 18.924, 18.964) | A natural person’s residence needs a court order before sale. Notice runs at least 28 days on the legal notices website and once a week for four successive weeks in a county newspaper. The debtor may redeem within 180 days; lien claimants within 60 days | Junior liens and who can redeem |
| Garnishment (18.600 to 18.850) | A writ reaches property the garnishee holds on delivery, and wages earned for 90 days afterward (18.625) | Employers, banks named in the record, and other third parties |
| Debtor examination and interrogatories (18.265, 18.270) | Questions under oath about property, with an optional order restraining transfers; written interrogatories must be answered under oath within 20 days | Specific holdings to ask about |
| Foreign judgments (24.105 to 24.175) | File the authenticated judgment with any circuit court clerk with an affidavit or declaration; no execution until five days after filing (24.125). Record it in other counties to create liens there (24.115) | Whether in-state property justifies filing |
The Equal-Contribution Presumption
On dissolution the court divides the real and personal property of either or both spouses as is just and proper (ORS 107.105(1)(f)). Property acquired during the marriage carries a rebuttable presumption that both spouses contributed equally, whether it is held jointly or in one name, but a gift or inheritance kept separately on a continuing basis does not (107.105(1)(f)(C), (D)). Retirement plans count as property, and the court must require full disclosure of all assets.
Because title alone does not decide the outcome, the report covers both spouses and every entity either controls, and dates each acquisition from its recording. This is not a community property state. How an asset is classified is for counsel to argue and the court to decide; the report supplies the record.
An Indexed Homestead and Other Exemptions
| Protection | Rule | Effect on recovery |
|---|---|---|
| Homestead (ORS 18.395(1)(a), (d)) | Statutory base of $150,000, or $300,000 for two or more household debtors, indexed every July 1. The amounts in effect from July 1, 2026 are $158,300 and $316,700 | Equity above the cap, and land that is not the residence, stays reachable |
| Support and restitution debts (18.395(1)(b)) | Only $40,000, or $50,000 per household, and not indexed | Support creditors reach far more of the home |
| Homestead limits (18.402; 18.395(5)) | Up to 160 acres outside a platted town, one block inside one; a home may not be sold for a judgment that did not exceed $3,000 at entry, though the lien stays | Small judgments wait for a sale or move |
| Motor vehicle (18.345(1)(d)) | $10,000, or $3,000 for support or restitution debts | Further vehicles and value above the cap are reachable |
| Tools of the trade (18.345(1)(c)) | Up to $5,000 | Equipment above the cap is reachable |
| Wages (18.385) | 75% of disposable earnings exempt, and no less than $400 a week left for wages payable from July 1, 2026 to July 1, 2027 | Higher earners carry the most reachable pay |
| Bank accounts (18.785; 18.348) | A base protected balance, $2,600 from July 1, 2026, is left in place; exempt funds stay exempt in an account while identifiable, up to $7,500 | Balances above those amounts can be garnished |
| Retirement (18.358) | Plans and IRAs are presumed spendthrift trusts and exempt, but contributions beyond permitted contributions remain open to the voidable transactions act | Generally not a collection source |
| LLC interests (63.259) | The court may charge a member’s interest, and the creditor then has only an assignee’s rights; the statute does not call this exclusive and says nothing about foreclosure or single-member companies | The report separates LLC property from property held personally |
| Limited partnership interests (70.295) | A charging order with assignee rights, on the same pattern | Partnership property is listed separately |
| Self-settled trusts (130.315) | No shield: creditors reach revocable-trust property and the most an irrevocable trust could distribute to the settlor | Trusts the debtor created are worth finding |
Voidable Transactions Under ORS Chapter 95
The state follows the Uniform Voidable Transactions Act, ORS 95.200 to 95.310, renamed and updated in 2023. A transfer is voidable if made with actual intent to hinder, delay or defraud any creditor, or without reasonably equivalent value while the debtor was left undercapitalized, expected debts it could not pay, or was insolvent (95.230(1), 95.240(1)).
- Time limits (95.280): Actual intent: four years after the transfer, or one year after it was or could reasonably have been discovered, if later. Constructive fraud: four years. Insider preference: one year.
- Intent factors (95.230(2)): Eleven listed factors, including a transfer to an insider, retained possession or control, concealment, and a suit or threat of suit before the transfer. Each is a factor, not a presumption.
- Insiders (95.200(8), (14)): For an individual: relatives, which includes a spouse, partnerships where the debtor is a general partner, and corporations the debtor directs or controls. For an LLC: its members and managers.
- Transferees (95.270): Judgment may run against the first transferee or a later one, but not a good-faith transferee who took for value.
- Retirement contributions (18.358): Money moved into a plan beyond permitted contributions can be tested under the same act.
- In bankruptcy: A trustee can avoid transfers made within 2 years before the petition under 11 U.S.C. 548, and can use the state act through 11 U.S.C. 544(b).
Search Order
Each county clerk’s deed records and County Clerk Lien Record are searched under the subject, known aliases, the spouse and each entity the Secretary of State links to them, followed by circuit court registers, UCC filings, vehicle, vessel and aircraft registries, federal court, and property records in other states.
An analyst checks every match and writes the report, giving the record behind each finding: the clerk’s instrument number, the entity registry number, the title record or the case number, so it can be pulled and certified.
Frequently Asked Questions
How much does an Oregon asset search cost?
$195 flat-fee for the Asset Profile Report, or $295 for the FCRA-compliant Creditor-Status Profile, which is the version for collecting a debt. Both prices are published.
How long does it take?
1 to 5 days, depending on complexity and county. Subjects with many entities or property in several states take the longer end.
Do you search all 36 counties?
Yes. Multnomah, Washington, Clackamas, Lane and Marion hold most of the population, but every county clerk is searched, and the same names are run nationwide.
Can you find a debtor’s bank accounts?
No. Account numbers and balances are never provided. Under 15 U.S.C. 6821, part of the Gramm-Leach-Bliley Act, obtaining someone’s bank information from a bank by false pretenses is a federal violation, and so is knowingly asking someone to do it. After judgment, creditors reach accounts through court process aimed at banks named in the public record. Real property, business interests, vehicles, and judgments are identified in every Asset Profile Report.
Does a judgment become a lien in every county?
No. It is a lien automatically only in the county where it is entered (ORS 18.150). In any other county it must be recorded in the County Clerk Lien Record first (18.152).
How long does a judgment last?
Judgment remedies expire 10 years after entry (18.180). A certificate of extension filed before then adds 10 years from filing, and only one extension is allowed (18.182).
Is the subject told about the search?
No. The search uses public records and licensed databases only, and nobody contacts the subject.
How much of a home is protected?
From July 1, 2026, $158,300 per judgment debtor or $316,700 for two or more in one household, indexed each July from the $150,000 statutory base (18.395). For support and restitution debts the figure is $40,000.
Is this a community property state?
No. The court divides property as is just and proper, with a rebuttable presumption of equal contribution to property acquired during the marriage (107.105(1)(f)). The report dates each acquisition; characterization is for counsel.
Can a creditor reach an LLC interest?
The court may charge the member’s interest, giving the creditor an assignee’s right to distributions (63.259). The statute does not call that remedy exclusive or mention foreclosure, so the report shows what the LLC holds and what the member holds personally.
Do asset protection trusts work here?
Not for a trust the debtor creates for their own benefit. The settlor’s creditors can reach the most an irrevocable trust could distribute to the settlor (130.315).
How much of a paycheck can be garnished?
75% of disposable earnings is exempt, and for wages payable from July 1, 2026 to July 1, 2027 at least $400 a week must be left (18.385). Support writs follow a lower floor.
Where These Cases Go Next
the asset discovery walkthroughfind undisclosed assets in divorcehow to collect on a judgmentNorth Carolina asset searchplace your search orderLast reviewed and updated: October 21, 2026 · U.S. Asset Records editorial team
What does U.S. Asset Records provide on an Oregon search?
Terms are published before you order, and each finding comes with the record that supports it.
- Price: $195 Asset Profile Report or $295 Creditor-Status Profile, flat-fee
- Coverage: All 36 counties, federal court and a nationwide cross-reference
- No-hit refund: Full refund if no assets found
The 36 Counties
The state has 36 counties and 4,272,371 residents (Census Bureau, July 2024 estimate). Multnomah County holds 18.6% and Washington County 14.3%; with Clackamas and Lane, the four largest hold about 52%. Marion is fifth at 352,867.
The other 32 counties hold about 48% of residents and most of the land, and a lien reaches land there only once it is recorded with that county’s clerk. Probate in six counties, Gilliam, Grant, Harney, Malheur, Sherman and Wheeler, still runs through the county court rather than the circuit court (111.075). Every county is searched.
Related Asset Search Resources
Other state asset searches: Maryland asset search Missouri asset search Wisconsin asset search Minnesota asset search
Asset search services: judgment collection asset search divorce asset search probate estate asset search asset search for attorneys
Pricing & comparison: asset search cost best asset search company
Sources for This Page
Every legal statement on this page cites one of these primary sources.
- ▸ ORS chapter 18, judgments, liens, exemptions, garnishment and execution
- ▸ Judicial Department, homestead exemption annual adjustment table
- ▸ Judicial Department, 2026 adjusted exemption amounts
- ▸ ORS chapter 24, foreign judgments
- ▸ ORS chapter 95, Uniform Voidable Transactions Act
- ▸ ORS chapter 63, limited liability companies
- ▸ ORS chapter 70, limited partnerships
- ▸ ORS chapter 107, dissolution and property division
- ▸ ORS chapter 130, Uniform Trust Code
- ▸ ORS chapter 93, recording and lis pendens
- ▸ ORS chapter 205, county clerks
- ▸ ORS chapter 79A, secured transactions
- ▸ ORS chapter 802, motor vehicle administration
- ▸ ORS chapter 111, probate general provisions
- ▸ IRS Publication 555, community property states
- ▸ 28 U.S.C. 117, District of Oregon
- ▸ 11 U.S.C. 544, trustee as lien creditor and successor to creditors
- ▸ 15 U.S.C. 6821, pretexting for financial information
- ▸ 11 U.S.C. 548, fraudulent transfers in bankruptcy
- ▸ U.S. Census Bureau, Vintage 2024 county population estimates
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“In divorce cases, finding undisclosed assets can make or break equitable distribution. U.S. Asset Records has helped my clients uncover property, vehicles, and business interests that spouses attempted to conceal.”
What the Report Contains
Each report is analyst-written, with the source record for every finding.
- Real property schedule: every parcel found, with county, assessed value and recording detail
- Business interests: entities where the subject appears as owner, officer, manager or registered agent
- Vehicles, vessels and aircraft: with title and registration detail
- Judgments and liens: the subject’s existing creditor exposure
- UCC filings: secured-creditor relationships and the collateral described
- Nationwide cross-reference: holdings in other states under the same names
Reference This Page
Researchers, journalists, and legal professionals are welcome to cite this resource. Suggested citation:
U.S. Asset Records. (2026). Oregon Asset Search Guide. Retrieved from https://usassetrecords.com/oregon-asset-search/